Hello, I am writing this to see if any one knows,WHO, or HOW i can pay my mortgage. My huband has COPD and emphysema, have taking steps to get him disability, he cannot breath with out his machine, I have Kyphois, Fibermalja,Ostearthritis,Thalassemia, claudication I have taken same steps, i had to reduce my work hours because of my health , now we have gotten behind in on our Note because we cannot pay the full amount and pay other bills, i have gone to see about other services to get help with light, gas, phone, and food there still pending, i have paid up until August on the note, and the bill all have been paid, but money is at a limit now i have to work less because of my health, my doctor do not want me working because she is afraid, i will break bones because of my condition, but like i said i have to work, can anyone direct my in the right path to get help for my mortgage? I called my mortgage company to get a modification but the said NO. PLEASE HELP